Finding the right home at the right price is just one aspect of a home sale or purchase. The Lyons Group is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 830 491-1498 if your needs include a real estate pro ready for the business side of buying and selling.

Anticipated closing costs

There are certain expected fees related to closing the sale of a house. These fees are commonly split between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Texas to help show you through the deal.

Loan-related closing costs    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the optimal sales price, but I'll also advocate for limited closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you are informed of exactly what you're paying for.

Buyers: If you are purchasing a property in Comal County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an acceptable range so you're not startled when you reach closing time. I'll be happy to review the GFE with you, answering your questions and highlighting any estimates in question.

"Expect A Higher Standard"

The Lyons Group     Keller Williams Realty

 


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